American Advisor

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A community of advisors who charge a flat fee

Headshot of Warren McIntyre

Warren McIntyre

Troy, MI

  • CFP®
Headshot of David Barfield

David Barfield

Canton, GA

  • CFP®
Headshot of Kristian Blom

Kristian Blom

Santa Barbara, CA

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300k+ advisors and picks the 3 best suited for your needs

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Giving you the power to choose who you connect with

Benefits of Flat-Fee Financial Advisors

Top Advisors

Flat Fee

One agreed upon flat fee

Unbiased

Only compensated by you

Fiduciary

Required to work in your best interest

Holistic

Focused on the whole picture

Evidence Based

Embracing Nobel prize winning philosophies

Time Tested

Incorporating time tested strategies

Increase Performance

Chart comparing the 20-year return of a 5 million dollar portfolio after 20 years. Working with a flat-fee advisor results in a 2.5 million dollar increase in value compared to an advisor that charges 1%. The calculation assumes a 5% annual return on the 5 million dollar portfolio.

Frequently Asked Questions

What is a flat, fee-only financial advisor?

An advisor who is paid solely by their clients. This arrangement minimizes conflicts of interest. A flat fee structure reflects the service provided and is not based solely on portfolio, net worth, or income size.

What are flat fees?

Fees can be monthly, quarterly, hourly, by project, or retainer. These fees can be a set price or based on complexity. All fees should be explained before engagement.

Why work with a flat, fee-only financial advisor?

Flat, fee-only advisors provide the most transparency and usually provide the most comprehensive advice.

How do you select advisors?

We approve less than the top 1% of advisors. All advisors are fiduciary, independent, and flat fee. Every advisor is individually interviewed and each ADV disclosure and website is reviewed.

How much does it cost?

It's free for you. To ensure your best interest, all advisors pay the same monthly fee to use our platform.

What do you do with my personal information?

All information is kept private. We do not share your information with the advisors on board or any other party. We use your email to send you a link with your matches.

How do you match me with the advisors?

We select advisors based on your answers to a few simple questions. Advisors can be selected based on your occupation, financial planning services you need, age, income and saving sizes, and location.

What services do most advisors on board provide?

Cash Flow Planning, Investment Analysis and Planning, Retirement Planning, Tax Planning, Estate Planning, Risk Management and Insurance Planning, Education Planning, Charitable Planning, Portfolio Guidance or Management.

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